Lathe came with 1 cutting tool, I'm ordering more.  Buying extras (live center, face plate, 4 jaw chuck, etc) on ebay, more cutting tools arrived from Sherline today. 
The lathe runs fine.  I need to figure the belt arrangement out.  The 3 jaw chuck is a little stiff.  I will break it down and clean/oil it.  I think it's too small for the wheel hubs so will table that for a bigger lathe.  It will work fine for little pieces elsewhere though.